Welcome to Living Better, Spending Smarter!

What is Living Better, Spending Smarter?  It’s a program by the Toledo-Lucas County Public Library and its community partners to help you learn more about your money, and how to hold onto it.  TLCPL hosts informative programs, has books and ebooks, and links to great websites and apps that will make you a smarter saver, spender and investor.

In this video, we explore how to tell the difference between good and bad debt, and the best strategies to reduce your debt. Learn more about financial literacy and health through the Toledo-Lucas County Public Library’s Living Better Spending Smarter program

Get Help

There are a lot of resources in the Toledo area to help with money management.

Tools & Apps

Learn to budget for college, student loans, getting out of debt, and grocery shopping.

Programs & Fun

You can have fun on little or no budget! See what activities are popular in Toledo.

Curious About Credit?

Find a resource or organization that helps explain your credit report in detail.

A discussion about identifying “money drainers” in your budget, like predatory lending, tax time loans, and high interest credit, as well as tips for how to avoid them. Learn more about financial literacy and health through the Toledo-Lucas County Public Library’s Living Better Spending Smarter program
Learn how to recover from financial setbacks like bad credit and deep debt, and the steps you can use to solve these problems. Learn more about financial literacy and health through the Toledo-Lucas County Public Library’s Living Better Spending Smarter program

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